I’m broke. Not fake broke like people in the middle-class people say. My bank account is going negative every 30 days. Luckily I work for a company that gives me benefits with this particular bank, so I’m not charged a big fee for overdrafts. I didn’t even know that when I switched banks.
Anyway, something has to change. I should just file bankruptcy. That’s the SMART step. I talked to a bankruptcy lawyer, but he was rushing, and I didn’t understand how much I had to pay him. I know it’s $300 a month, but for how long? Am I paying back any of the creditors? If so, then I may as well do what I’m doing, which is debt consolidation. Why should I stop paying my bills for 6 months AGAIN? I had to do it for debt consolidation. I’m a Taurus. It doesn’t feel good to NOT pay bills. It feels like shit, and I would like to not feel that way again.
I had to cancel Netflix. ROFL! Woe is me. I had to cancel my therapy appointment, and I will probably cancel my therapy appointment for December. I don’t have food enough for two weeks, but I’m “borrowing” from my mom. I say borrow because I will pay her back. It depends if/when I get a PT job. I applied for two. I passed the test and even had an orientation date for this Wednesday. BUT the hours are horrible for someone with a full-time job. The pay is $16 an hour for overnight but ugh, I NEED MY SLEEP. I’m on these new meds and sleep is necessary.
The medication situation is not that great. But that’s not important now. I can’t NOT take my meds or I will have nightmares. That means I’m waking up every 5 minutes. My legs shake. Etc. So I just keep taking the meds. I have to talk more about this later. The point is that the medicine makes me very sleepy and I have to take them.
Anyway, tomorrow I’ll be near a mall for hours while I get my car inspected. I can’t buy anything, but I’ll see if any of the big stores are hiring. Sorry, I can’t do the small boutique-like stores. I can’t. It’s hard enough being around people at all. The small stores terrify me. But I feel like I could probably find a good small store that I like. I don’t know.
I’m going to work on my astrology stuff* for the first few hours. I’m getting to the dealership at 7:30 AM. I’ll probably work on stuff until 10AM and then head to the mall. It would be nice if my car were done by 10, but I know this place.
*I get paid my Teachable on December 1. I’m so pissed they are holding my money for so long. I launched the class 6 weeks ago. They did pay me $46 almost immediately, but they are holding the other money by the sales made by PayPal. So I do have that money coming in. Of course, it’s already gone, but whatever.
I’ll just be happy if my bank account doesn’t go negative again.
I’m off from work until Thursday! YAY. And then next week is Thanksgiving. Another two days off. Woohoo! I have calls scheduled with ideal customers all day on Tuesday. I hope I get good feedback. I hope one of these seven people is an ideal customer. I already talked to one person, and while she’s not my ideal customer, she gave me a TON of ideas. She told me stuff I never thought about!
Btw, to be an ideal customer, the person must believe in astrology, searching for something more in life, be open to learning about it and be spiritual. Sometimes I wonder about the spiritual part, but whatever. I also say “bonus points if you like thrift stores”. LOL. Seven calls???! I never talk to seven people in a day. I’m such an introvert. And most of these calls are taking place on Zoom! I know WTF was I thinking? So that is what I’m doing on Tuesday.
This week I…
Music of the week: Emily James, Taylor Swift, Lauren Daigle, Ariana Grande, Chris Stapleton, India.Arie, Jess Glynne, Lana Del Rey
TV of the week: Survivor, This is Us
Podcasts of the week: True Crime Garage, So You Wanna Be a Witch, Crimelines, Why is This Happening?
Books of the week:
- Her One Mistake by Heidi Parks (thriller) This book is okay so far. It’s trying too hard to be like Big Little Lies.
- The Good Guy by Dean Koontz (thriller) – I grew up on Dean Koontz, but I haven’t read him in years.
Weekend Plans: Well, today is Sunday. I’m just glad that I have the next three days off. I’ve been working on a plan for SWT (my online biz). I sort of have a clear goal of how I want 2020 to look. My minimum revenue goal is $3,600 for the year. If I don’t make that, I will probably hang it up. I’m relaunching the online course in October 2020. Yes, that is almost a year from now, so I’m not counting on that for money. I have a new idea that will launch this upcoming January. That is where I hope to make money. BUT I have to talk to my ideal customers first to see if my idea matches their wants/needs.
I’m going back to working on my 2020 business plan tonight….as much as I can without talking to potential customers. I have everything set up in Notion. Notion is a life changer. I’m not going back to paper planning EVER. It is the best invention, and I can’t believe I didn’t know about it until two weeks ago. I now have a bullet journal set up on there. Who needs paper? If you join using that link, you get $10 extra storage, but Notion can be easily used for free. It still has ALL the functions free, just less storage. You have to see it to know what I mean. In other words, I suck at explaining how Notion works!
Thanks for reading! Have a wonderful week. 🙂